Luxury Home
Guaranteed replacement cost, coastal wind and flood, fine art, jewelry and wine collections across multiple residences.
CONCIERGE SERVICE FOR INDIVIDUALS & FAMILIES
Insurance for the modern family and business owner
Luxury homes and cars, toys, a boat at the dock, and a business that funds it all. We consolidate your needs into one private client program to protect your assets and lifestyle.
We place with leading private-client carriers
Coverage
Four lines, one coordinated program
Auto Collection
Agreed value for exotics and classics, single-deductible households, and worldwide rental coverage for daily drivers.
Yacht & Marine
Hull, crew, and navigational-territory programs for sportfish, sailing yachts, and tenders, plus hurricane haul-out.
Business & Executive
Commercial property, umbrella, D&O and key-person structures aligned with your personal balance sheet.
Our approach
An advisory process, not a quoting engine
- 01
Confidential review
We audit every existing policy, declaration page, and appraisal.
- 02
Gap analysis
You receive a plain-English map of exposure, limits, and duplication.
- 03
Placement
We negotiate with private client carriers, not standard-market underwriting.
- 04
Ongoing stewardship
Annual reviews, claims advocacy, and a named advisor who answers.
Policy review
Send us your declarations. We'll tell you what's missing.
No obligation, no shopping your policy without permission. Most reviews surface an underinsured dwelling limit or a liability gap within the first hour.
Prefer to talk? (239) 555-0239